/* ═══════════════════════════════════════════════════════════
   Health Billing — design system
   Brand blue is sampled from the logo (#0262C8). Navy carries
   authority; teal is a restrained secondary accent.
   ═══════════════════════════════════════════════════════════ */
:root{
  /* brand */
  --brand-50:#EEF4FC;
  --brand-100:#DCE8F8;
  --brand-200:#B9D1F1;
  --brand-500:#1E74D6;
  --brand-600:#0B62C8;
  --brand-700:#0A50A6;
  --brand-800:#0B3F80;
  --navy-800:#0E2A4D;
  --navy-900:#0B2240;
  --navy-950:#071830;
  --teal-50:#E6F5F3;
  --teal-600:#0D8577;
  --teal-700:#0A6D62;
  --ink:#0F1E33;
  --ink-2:#2B3A50;
  --muted:#56657A;
  --line:#E3E9F1;
  --line-strong:#CBD5E1;
  --surface:#F6F8FB;
  --white:#FFFFFF;
  --success:#047857;
  --danger:#B42318;
  --danger-50:#FEF3F2;
  --success-50:#ECFDF3;

  /* legacy aliases used by inline styles in the markup */
  --blue:var(--brand-600);
  --blue-mid:var(--brand-500);
  --blue-light:var(--brand-100);
  --blue-pale:var(--brand-50);
  --green:var(--teal-600);
  --green-light:var(--teal-50);
  --navy:var(--navy-900);
  --border:var(--line);
  --gradient-cta:var(--brand-600);

  --font:'Plus Jakarta Sans',ui-sans-serif,system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --r-sm:8px;
  --r:10px;
  --r-lg:14px;
  --r-xl:20px;
  --shadow-xs:0 1px 2px rgba(15,30,51,.05);
  --shadow:0 1px 2px rgba(15,30,51,.04),0 4px 12px -2px rgba(15,30,51,.06);
  --shadow-md:0 2px 4px rgba(15,30,51,.04),0 12px 32px -8px rgba(15,30,51,.14);
  --shadow-lg:0 24px 60px -18px rgba(7,24,48,.28);
  --ring:0 0 0 3px rgba(11,98,200,.22);
  --header-h:76px;
  --ease:cubic-bezier(.2,.7,.2,1);
  --gutter:clamp(20px,5vw,48px);
}

/* ─── RESET ─────────────────────────────────────────────── */
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;scroll-padding-top:calc(var(--header-h) + 16px);text-size-adjust:100%}
body{font-family:var(--font);font-size:16px;line-height:1.65;color:var(--ink);background:var(--white);overflow-x:hidden;font-feature-settings:"ss01","cv11"}
h1,h2,h3,h4,h5{font-family:var(--font);line-height:1.2;font-weight:700;letter-spacing:-.015em;color:var(--navy-900)}
a{text-decoration:none;color:inherit}
img,svg{display:block;max-width:100%}
ul{list-style:none}
button{font-family:inherit;cursor:pointer;border:none;background:none;color:inherit}
input,select,textarea{font-family:inherit}
strong{font-weight:700;color:var(--ink-2)}
::selection{background:var(--brand-100);color:var(--navy-950)}
:focus-visible{outline:2px solid var(--brand-600);outline-offset:2px;border-radius:4px}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link{position:fixed;left:16px;top:-60px;z-index:2000;background:var(--navy-950);color:#fff;padding:10px 16px;border-radius:var(--r-sm);font-weight:600;transition:top .2s}
.skip-link:focus{top:12px}
[onclick],[role=link],[role=button]{cursor:pointer}

/* icons */
.ic{width:1.15em;height:1.15em;flex-shrink:0;fill:none;stroke:currentColor;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round;display:inline-block;vertical-align:-.2em}

/* ─── PAGE SWITCHING ─────────────────────────────────────── */
.pg{display:none}
.pg.on{display:block}

/* ─── BUTTONS ───────────────────────────────────────────── */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-size:15px;font-weight:600;line-height:1.2;padding:13px 22px;border-radius:var(--r);border:1px solid transparent;transition:background-color .18s,border-color .18s,color .18s,box-shadow .18s,transform .18s;white-space:nowrap;text-align:center;cursor:pointer}
.btn .ic{width:16px;height:16px;transition:transform .18s}
.btn:hover .ic{transform:translateX(2px)}
.btn:active{transform:translateY(1px)}
.btn-sm{font-size:14px;padding:10px 16px}
.btn-lg{font-size:16px;padding:16px 24px}
.btn-block{width:100%}
.btn-primary{background:var(--brand-600);color:#fff;box-shadow:0 1px 2px rgba(11,98,200,.2),inset 0 1px 0 rgba(255,255,255,.12)}
.btn-primary:hover{background:var(--brand-700)}
.btn-secondary{background:#fff;color:var(--brand-700);border-color:var(--line-strong)}
.btn-secondary:hover{border-color:var(--brand-600);background:var(--brand-50)}
.btn-light{background:#fff;color:var(--navy-900);box-shadow:0 1px 2px rgba(0,0,0,.12)}
.btn-light:hover{background:var(--brand-50)}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.32)}
.btn-outline-light:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.6)}
.btn[disabled]{opacity:.65;cursor:progress}
.link-arrow{display:inline-flex;align-items:center;gap:6px;font-size:15px;font-weight:600;color:var(--brand-600);transition:gap .18s,color .18s}
.link-arrow:hover{gap:10px;color:var(--brand-700)}
.link-arrow .ic{width:16px;height:16px}

/* ─── HEADER / NAV ─────────────────────────────────────── */
.read-progress{position:fixed;top:0;left:0;height:3px;width:0;background:var(--brand-600);z-index:1001;transition:width .1s linear}
.site-header{position:sticky;top:0;z-index:999;background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s}
.site-header.scrolled{border-bottom-color:var(--line);box-shadow:0 1px 12px rgba(15,30,51,.05)}
.header-inner{max-width:1240px;margin:0 auto;height:var(--header-h);padding:0 var(--gutter);display:flex;align-items:center;gap:28px}
.logo{display:flex;align-items:center;flex-shrink:0}
.logo img{height:56px;width:auto}
.primary-nav{flex:1;display:flex;justify-content:center}
.nav-links{display:flex;align-items:center;gap:2px}
.nav-links > li{position:relative}
.nav-links > li > a{display:flex;align-items:center;gap:4px;font-size:14.5px;font-weight:600;color:var(--ink-2);padding:9px 12px;border-radius:var(--r-sm);transition:color .15s,background-color .15s;white-space:nowrap}
.nav-links > li > a:hover,.nav-links > li > a[aria-current=page]{color:var(--brand-600)}
.nav-links > li > a[aria-current=page]{background:var(--brand-50)}
.nav-links .chev{width:14px;height:14px;opacity:.6;transition:transform .2s}
.nav-links li.has-dd:hover .chev,.nav-links li.has-dd:focus-within .chev{transform:rotate(180deg)}
.nav-mobile-only,.nav-mobile-cta{display:none}
.dd{position:absolute;top:calc(100% + 10px);left:50%;transform:translate(-50%,6px);min-width:300px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow-lg);padding:12px;opacity:0;visibility:hidden;transition:opacity .18s,transform .18s,visibility .18s;z-index:1000}
.dd::before{content:'';position:absolute;left:0;right:0;top:-12px;height:12px}
.dd.dd-wide{width:min(620px,calc(100vw - 32px))}
.dd.dd-sm{width:320px}
.nav-links li.has-dd:hover .dd,.nav-links li.has-dd:focus-within .dd{opacity:1;visibility:visible;transform:translate(-50%,0)}
.dd-grid{display:grid;grid-template-columns:1fr 1fr;gap:2px}
.dd-grid.cols-3{grid-template-columns:repeat(3,1fr)}
.dd-grid.cols-1{grid-template-columns:1fr}
.dd a.dd-item{display:flex;align-items:flex-start;gap:12px;padding:10px;border-radius:var(--r);transition:background-color .15s}
.dd a.dd-item:hover{background:var(--surface)}
.dd a.dd-item:hover .dd-ic{background:var(--brand-600);color:#fff}
.dd .dd-ic{width:34px;height:34px;border-radius:8px;background:var(--brand-50);color:var(--brand-600);display:grid;place-items:center;flex-shrink:0;transition:background-color .15s,color .15s}
.dd .dd-ic .ic{width:17px;height:17px}
.dd .dd-title{display:block;font-size:14px;font-weight:600;color:var(--navy-900);line-height:1.3}
.dd .dd-sub{display:block;font-size:12.5px;color:var(--muted);line-height:1.4;margin-top:2px}
.dd a.dd-item.compact{align-items:center;gap:10px;font-size:13.5px;font-weight:600;color:var(--ink-2);padding:9px 10px}
.dd a.dd-item.compact .ic{width:17px;height:17px;color:var(--brand-600)}
.dd .dd-foot{margin:8px -12px -12px;padding:12px 22px;border-top:1px solid var(--line);background:var(--surface);border-radius:0 0 var(--r-lg) var(--r-lg);display:flex;justify-content:space-between;align-items:center;font-size:13px;color:var(--muted)}
.dd .dd-foot a{display:inline-flex;align-items:center;gap:5px;color:var(--brand-600);font-weight:600}
.dd .dd-foot .ic{width:14px;height:14px}
.header-actions{display:flex;align-items:center;gap:14px;flex-shrink:0}
.header-phone{display:inline-flex;align-items:center;gap:7px;font-size:14px;font-weight:600;color:var(--navy-900);white-space:nowrap}
.header-phone .ic{width:16px;height:16px;color:var(--brand-600)}
.header-phone:hover{color:var(--brand-600)}
.ham{display:none;width:42px;height:42px;border-radius:var(--r);border:1px solid var(--line);place-items:center;color:var(--navy-900)}
.ham .ic{width:20px;height:20px}

/* ─── HERO ─────────────────────────────────────────────── */
.hero{position:relative;overflow:hidden;padding:96px var(--gutter) 104px;background:var(--navy-950);isolation:isolate}
.hero::before{content:'';position:absolute;inset:0;z-index:-1;background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);background-size:56px 56px;mask-image:radial-gradient(ellipse 80% 70% at 70% 30%,#000 30%,transparent 75%);-webkit-mask-image:radial-gradient(ellipse 80% 70% at 70% 30%,#000 30%,transparent 75%)}
.hero-bg{position:absolute;inset:0;z-index:-1;background:radial-gradient(ellipse 680px 460px at 82% 18%,rgba(30,116,214,.38),transparent 70%),radial-gradient(ellipse 520px 420px at 6% 100%,rgba(13,133,119,.18),transparent 70%)}
.hero-grid{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:64px;align-items:center}
.hero-tag{display:inline-flex;align-items:center;gap:10px;font-size:13px;font-weight:600;color:#C9DBF3;padding:7px 14px 7px 12px;border-radius:999px;border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.05);margin-bottom:26px}
.hero-tag .dot{width:7px;height:7px;border-radius:50%;background:#34D399;box-shadow:0 0 0 4px rgba(52,211,153,.18)}
.hero h1{font-size:clamp(38px,5vw,62px);line-height:1.06;letter-spacing:-.03em;font-weight:800;color:#fff;margin-bottom:22px}
.hero h1 em{font-style:normal;color:#7DB7F5}
.hero-lead{font-size:18px;color:rgba(226,235,248,.78);line-height:1.7;margin-bottom:34px;max-width:560px}
.hero-btns{display:flex;gap:12px;flex-wrap:wrap}
.hero-trust{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:38px;padding-top:26px;border-top:1px solid rgba(255,255,255,.1)}
.hero-trust li{display:flex;align-items:center;gap:8px;font-size:13.5px;font-weight:500;color:rgba(226,235,248,.75)}
.hero-trust .ic{width:17px;height:17px;color:#7DB7F5}
.hero-stats{display:grid;grid-template-columns:1fr 1fr;border-radius:var(--r-xl);overflow:hidden;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.12);box-shadow:0 30px 80px -30px rgba(0,0,0,.6);backdrop-filter:blur(10px)}
.hstat{padding:30px 28px;border-right:1px solid rgba(255,255,255,.08);border-bottom:1px solid rgba(255,255,255,.08)}
.hstat:nth-child(2n){border-right:none}
.hstat:nth-last-child(-n+2){border-bottom:none}
.hstat .n{font-size:clamp(30px,3vw,40px);font-weight:800;letter-spacing:-.03em;color:#fff;line-height:1;font-variant-numeric:tabular-nums}
.hstat .l{font-size:13.5px;color:rgba(226,235,248,.62);margin-top:10px;font-weight:500}

/* ─── PAYER STRIP ──────────────────────────────────────── */
.payer-strip{background:#fff;border-bottom:1px solid var(--line);padding:22px var(--gutter)}
.payer-strip-inner{max-width:1180px;margin:0 auto;display:flex;align-items:center;gap:10px 12px;flex-wrap:wrap;justify-content:center}
.payer-strip-label{font-size:12px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.12em;margin-right:10px;white-space:nowrap}
.pchip{display:inline-flex;align-items:center;gap:6px;font-size:13.5px;font-weight:600;color:var(--ink-2);padding:6px 12px;border-radius:999px;border:1px solid var(--line);background:#fff;white-space:nowrap;transition:border-color .15s,color .15s}
.pchip .ic{width:15px;height:15px;color:var(--brand-600)}
.pchip:hover{border-color:var(--brand-200);color:var(--brand-700)}
.pchip.gov{background:var(--brand-50);border-color:var(--brand-100);color:var(--brand-700)}

/* ─── LAYOUT ───────────────────────────────────────────── */
.wrap{max-width:1180px;margin:0 auto}
.section{padding:clamp(64px,8vw,104px) var(--gutter)}
.section-sm{padding:56px var(--gutter)}
.content-section{padding:clamp(56px,7vw,88px) var(--gutter)}
.bg-surface{background:var(--surface)}
.bg-blue-pale{background:var(--brand-50)}
.tc{text-align:center}
.tc .sub{margin-left:auto;margin-right:auto}
.section-head-row{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-bottom:36px}
.section-head-row .sh{margin-bottom:0}

/* eyebrow labels */
.label{display:inline-flex;align-items:center;gap:10px;font-size:12.5px;font-weight:700;color:var(--brand-600);letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px}
.label::before{content:'';width:20px;height:2px;border-radius:2px;background:currentColor}
.label .ic{width:15px;height:15px}
.label-green{color:var(--teal-600)}
.sh{font-size:clamp(28px,3.4vw,42px);letter-spacing:-.025em;line-height:1.15;color:var(--navy-900);margin-bottom:16px;font-weight:800}
.sh-sm{font-size:clamp(24px,2.6vw,32px);letter-spacing:-.02em;color:var(--navy-900);margin-bottom:12px;font-weight:700}
.sub{font-size:17px;color:var(--muted);line-height:1.7;max-width:640px}

/* ─── CARDS ────────────────────────────────────────────── */
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:20px;margin-top:48px}
.card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:30px 28px;transition:border-color .2s,box-shadow .2s,transform .2s var(--ease);box-shadow:var(--shadow-xs)}
.card[onclick]:hover,.card[role=link]:hover{border-color:var(--brand-200);box-shadow:var(--shadow-md);transform:translateY(-3px)}
.card-icon,.tile-icon{width:48px;height:48px;border-radius:12px;background:var(--brand-50);color:var(--brand-600);display:grid;place-items:center;margin-bottom:20px;transition:background-color .2s,color .2s}
.card-icon .ic,.tile-icon .ic{width:23px;height:23px;stroke-width:1.75}
.card:hover .card-icon{background:var(--brand-600);color:#fff}
.tile-icon{width:44px;height:44px;margin-bottom:14px}
.card h3{font-size:18px;font-weight:700;color:var(--navy-900);margin-bottom:10px;letter-spacing:-.01em;display:flex;align-items:center;gap:8px}
.card h3 .ic{color:var(--brand-600);width:19px;height:19px}
.card p{font-size:15px;color:var(--muted);line-height:1.65;margin-bottom:16px}
.card p:last-child{margin-bottom:0}
.card-link{font-size:14.5px;font-weight:600;color:var(--brand-600);display:inline-flex;align-items:center;gap:6px;transition:gap .18s}
.card:hover .card-link{gap:10px}

.two-col{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}
.three-col{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}

/* ─── WHY US ───────────────────────────────────────────── */
.metrics-stack{display:flex;flex-direction:column;gap:14px;background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);padding:14px;box-shadow:var(--shadow-md)}
.metric-row{background:#fff;border-radius:var(--r);padding:18px 20px;border:1px solid var(--line)}
.metric-row .mr-top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:12px;gap:12px}
.metric-row .mr-label{font-size:14px;color:var(--ink-2);font-weight:600}
.metric-row .mr-val{font-size:24px;font-weight:800;letter-spacing:-.02em;color:var(--navy-900);font-variant-numeric:tabular-nums}
.mr-bar{height:8px;background:var(--surface);border-radius:999px;overflow:hidden}
.mr-fill{height:100%;width:0;border-radius:999px;background:var(--brand-600)!important;transition:width 1.4s var(--ease)}
.mr-compare{font-size:13px;color:var(--muted);margin-top:8px}
.mr-compare span{color:var(--teal-700);font-weight:700}
.why-list{display:flex;flex-direction:column;gap:22px;margin-top:32px}
.why-item{display:flex;gap:16px;align-items:flex-start}
.wi-dot{width:28px;height:28px;min-width:28px;border-radius:8px;background:var(--teal-50);color:var(--teal-700);display:grid;place-items:center;margin-top:1px}
.wi-dot .ic{width:16px;height:16px;stroke-width:2.4}
.wi-title{font-size:16px;font-weight:700;color:var(--navy-900);margin-bottom:4px}
.wi-body{font-size:15px;color:var(--muted);line-height:1.65}

/* ─── PROCESS ──────────────────────────────────────────── */
.process-row{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:56px;position:relative;counter-reset:step}
.process-row::before{content:'';position:absolute;top:27px;left:12.5%;right:12.5%;height:1px;background:repeating-linear-gradient(90deg,var(--line-strong) 0 6px,transparent 6px 12px)}
.pstep{text-align:center;padding:0 8px;position:relative}
.pstep-num{width:56px;height:56px;border-radius:50%;background:#fff;color:var(--brand-600);font-size:18px;font-weight:800;display:grid;place-items:center;margin:0 auto 20px;border:1px solid var(--brand-200);box-shadow:0 0 0 6px var(--surface),var(--shadow);position:relative}
.pstep h4{font-size:17px;font-weight:700;color:var(--navy-900);margin-bottom:8px}
.pstep p{font-size:14.5px;color:var(--muted);line-height:1.6}

/* ─── TESTIMONIALS ─────────────────────────────────────── */
.tgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:48px}
.tcard{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:30px 28px;box-shadow:var(--shadow-xs)}
.tstars{color:#F5A524;font-size:15px;margin-bottom:16px;letter-spacing:2px}
.ttext{font-size:15.5px;color:var(--ink-2);line-height:1.7;margin-bottom:24px;flex:1}
.tauthor{font-size:15px;font-weight:700;color:var(--navy-900);padding-top:18px;border-top:1px solid var(--line)}
.trole{font-size:13.5px;color:var(--muted);margin-top:2px}

/* ─── CTA BAND ─────────────────────────────────────────── */
.cta-band{position:relative;overflow:hidden;isolation:isolate;background:var(--navy-950);padding:clamp(64px,8vw,96px) var(--gutter);text-align:center}
.cta-band::before{content:'';position:absolute;inset:0;z-index:-1;background:radial-gradient(ellipse 700px 340px at 50% 0%,rgba(30,116,214,.42),transparent 70%)}
.cta-band::after{content:'';position:absolute;inset:0;z-index:-1;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:56px 56px;mask-image:radial-gradient(ellipse 60% 80% at 50% 0%,#000,transparent 70%);-webkit-mask-image:radial-gradient(ellipse 60% 80% at 50% 0%,#000,transparent 70%)}
.cta-band h2{font-size:clamp(28px,3.6vw,44px);letter-spacing:-.025em;font-weight:800;color:#fff;margin:0 auto 14px;max-width:760px}
.cta-band p{font-size:17px;color:rgba(226,235,248,.75);max-width:580px;margin:0 auto 34px;line-height:1.7}

/* ─── SPECIALTY TILES ──────────────────────────────────── */
.spec-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(160px,1fr));gap:12px;margin-top:40px}
.spec-tile{display:flex;flex-direction:column;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px 12px;text-align:center;transition:border-color .18s,background-color .18s,box-shadow .18s}
.spec-tile:hover{border-color:var(--brand-200);box-shadow:var(--shadow)}
.spec-tile .si{width:42px;height:42px;border-radius:10px;background:var(--brand-50);color:var(--brand-600);display:grid;place-items:center;font-size:12px;font-weight:700}
.spec-tile .si .ic{width:21px;height:21px;stroke-width:1.75}
.spec-tile h4{font-size:14px;font-weight:600;color:var(--navy-900);letter-spacing:0}

/* ─── SERVICE PAGE HERO ────────────────────────────────── */
.svc-hero{position:relative;overflow:hidden;isolation:isolate;background:var(--navy-950);padding:64px var(--gutter) 72px}
.svc-hero::before{content:'';position:absolute;inset:0;z-index:-1;background:radial-gradient(ellipse 620px 380px at 88% 0%,rgba(30,116,214,.36),transparent 70%)}
.svc-hero::after{content:'';position:absolute;inset:0;z-index:-1;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:56px 56px;mask-image:radial-gradient(ellipse 70% 90% at 85% 0%,#000,transparent 70%);-webkit-mask-image:radial-gradient(ellipse 70% 90% at 85% 0%,#000,transparent 70%)}
.svc-hero-inner{max-width:1180px;margin:0 auto}
.breadcrumb{display:flex;align-items:center;flex-wrap:wrap;gap:6px;font-size:13.5px;color:rgba(226,235,248,.6);margin-bottom:26px}
.breadcrumb a{color:rgba(226,235,248,.78);transition:color .15s}
.breadcrumb a:hover{color:#fff}
.breadcrumb [aria-current]{color:rgba(226,235,248,.55);max-width:46ch;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.breadcrumb .crumb-sep{width:14px;height:14px;opacity:.5}
.svc-hero h1,.svc-h1{font-size:clamp(32px,4.4vw,52px);line-height:1.1;letter-spacing:-.03em;font-weight:800;color:#fff;margin-bottom:18px;max-width:900px}
.svc-hero-lead{font-size:18px;color:rgba(226,235,248,.75);line-height:1.7;max-width:700px;margin-bottom:40px}
.svc-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:0;max-width:880px;border-top:1px solid rgba(255,255,255,.12)}
.sstat{padding:26px 24px 0 0}
.sstat + .sstat{padding-left:24px;border-left:1px solid rgba(255,255,255,.1)}
.sstat .n{font-size:30px;font-weight:800;letter-spacing:-.025em;color:#fff;line-height:1;font-variant-numeric:tabular-nums}
.sstat .l{font-size:13.5px;color:rgba(226,235,248,.6);margin-top:8px;font-weight:500}

/* ─── TIMELINE ─────────────────────────────────────────── */
.timeline{position:relative;padding-left:36px;margin-top:32px}
.timeline::before{content:'';position:absolute;left:11px;top:8px;bottom:8px;width:2px;background:var(--line)}
.tl-item{position:relative;margin-bottom:28px}
.tl-item:last-child{margin-bottom:0}
.tl-dot{position:absolute;left:-36px;top:3px;width:24px;height:24px;border-radius:50%;background:#fff!important;border:2px solid var(--brand-600);box-shadow:0 0 0 4px #fff}
.tl-dot::after{content:'';position:absolute;inset:5px;border-radius:50%;background:var(--brand-600)}
.tl-item:last-child .tl-dot{border-color:var(--teal-600)}
.tl-item:last-child .tl-dot::after{background:var(--teal-600)}
.bg-surface .tl-dot,[style*="surface"] .tl-dot{box-shadow:0 0 0 4px var(--surface)}
.tl-item h4{font-size:16.5px;font-weight:700;color:var(--navy-900);margin-bottom:6px}
.tl-item p{font-size:15px;color:var(--muted);line-height:1.65}

/* ─── FEATURE BOXES ────────────────────────────────────── */
.fbox{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:24px;position:relative;overflow:hidden}
.fbox::before{content:'';position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--brand-600)}
.fbox.green::before{background:var(--teal-600)}
.fbox.amber::before{background:var(--navy-800)}
.fbox h4{display:flex;align-items:center;gap:9px;font-size:16.5px;font-weight:700;color:var(--navy-900);margin-bottom:8px}
.fbox h4 .ic{width:19px;height:19px;color:var(--brand-600)}
.fbox p{font-size:15px;color:var(--muted);line-height:1.65}

/* ─── CHECKLIST ────────────────────────────────────────── */
.cl{display:flex;flex-direction:column;gap:12px}
.cl li{position:relative;padding-left:30px;font-size:15.5px;color:var(--ink-2);line-height:1.6}
.cl li::before{content:'';position:absolute;left:0;top:2px;width:20px;height:20px;border-radius:6px;background:var(--teal-50) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230A6D62' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/12px no-repeat}

/* ─── BENEFIT GRID ─────────────────────────────────────── */
.bgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:16px;margin-top:36px}
.bitem{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:26px 22px}
.bitem .bicon{width:44px;height:44px;border-radius:11px;background:var(--brand-50);color:var(--brand-600);display:grid;place-items:center;margin-bottom:16px}
.bitem .bicon .ic{width:22px;height:22px;stroke-width:1.75}
.bitem h4{font-size:16px;font-weight:700;color:var(--navy-900);margin-bottom:6px}
.bitem p{font-size:14.5px;color:var(--muted);line-height:1.6}

/* ─── PAYER CARDS ──────────────────────────────────────── */
.payer-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:26px 24px;transition:border-color .2s,box-shadow .2s}
.payer-card:hover{box-shadow:var(--shadow-md);border-color:var(--brand-200)}
.payer-badge{width:52px;height:52px;border-radius:12px;display:grid;place-items:center;font-size:12.5px;font-weight:800;letter-spacing:.02em;margin-bottom:16px;background:var(--brand-50)!important;color:var(--brand-700)!important;border:1px solid var(--brand-100)}
.payer-card h4{font-size:16.5px;font-weight:700;color:var(--navy-900);margin-bottom:4px}
.payer-card .psub{font-size:13px;font-weight:600;color:var(--teal-700);margin-bottom:12px}
.payer-card p{font-size:14.5px;color:var(--muted);line-height:1.6}

/* ─── GOV / SPECIALTY / DEPT CARDS ─────────────────────── */
.gov-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:30px}
.gov-card .gc-header{display:flex;align-items:center;gap:14px;margin-bottom:22px;padding-bottom:20px;border-bottom:1px solid var(--line)}
.gov-card .gc-icon{width:50px;height:50px;border-radius:12px;display:grid;place-items:center;background:var(--brand-50)!important;color:var(--brand-600)}
.gov-card .gc-icon .ic{width:24px;height:24px;stroke-width:1.75}
.gov-card h3{font-size:19px;font-weight:700;color:var(--navy-900)}
.gov-card .gc-sub{font-size:13.5px;color:var(--muted);margin-top:2px}
.spc-card,.dept-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:28px 24px;transition:border-color .2s,box-shadow .2s,transform .2s var(--ease)}
.spc-card:hover,.dept-card:hover{box-shadow:var(--shadow-md);border-color:var(--brand-200);transform:translateY(-2px)}
.spc-card .sci,.dept-card .dept-icon{width:46px;height:46px;border-radius:12px;background:var(--brand-50);color:var(--brand-600);display:grid;place-items:center;margin-bottom:16px}
.spc-card .sci .ic,.dept-card .dept-icon .ic{width:23px;height:23px;stroke-width:1.75}
.spc-card h3,.dept-card h3{font-size:17px;font-weight:700;color:var(--navy-900);margin-bottom:8px}
.spc-card p,.dept-card p{font-size:14.5px;color:var(--muted);line-height:1.6;margin-bottom:16px}
.spc-card ul,.dept-card ul{display:flex;flex-direction:column;gap:7px;padding-top:14px;border-top:1px solid var(--line)}
.spc-card ul li,.dept-card li{position:relative;padding-left:18px;font-size:14px;color:var(--ink-2)}
.spc-card ul li::before,.dept-card li::before{content:'';position:absolute;left:2px;top:9px;width:6px;height:6px;border-radius:50%;background:var(--teal-600)}

/* ─── CONTACT ──────────────────────────────────────────── */
.form-wrap{background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);padding:clamp(24px,4vw,40px);box-shadow:var(--shadow-md)}
.form-title{font-size:24px;font-weight:800;letter-spacing:-.02em;color:var(--navy-900);margin-bottom:6px}
.form-sub{font-size:14.5px;color:var(--muted);margin-bottom:26px}
.field{margin-bottom:18px}
.form-wrap label{display:block;font-size:14px;font-weight:600;color:var(--navy-900);margin-bottom:7px}
.req{color:var(--danger)}
.opt{color:var(--muted);font-weight:500}
.form-wrap input,.form-wrap select,.form-wrap textarea{width:100%;min-height:48px;padding:12px 14px;border:1px solid var(--line-strong);border-radius:var(--r);font-size:15.5px;color:var(--ink);background:#fff;transition:border-color .15s,box-shadow .15s;outline:none;appearance:none;-webkit-appearance:none}
.form-wrap select{background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2356657A' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") right 12px center/18px no-repeat;padding-right:40px}
.form-wrap input::placeholder,.form-wrap textarea::placeholder{color:#94A3B8}
.form-wrap input:hover,.form-wrap select:hover,.form-wrap textarea:hover{border-color:#94A3B8}
.form-wrap input:focus,.form-wrap select:focus,.form-wrap textarea:focus{border-color:var(--brand-600);box-shadow:var(--ring)}
.form-wrap [aria-invalid=true]{border-color:var(--danger)!important;box-shadow:0 0 0 3px rgba(180,35,24,.12)!important}
.field-error{display:block;font-size:13px;color:var(--danger);margin-top:6px;font-weight:500}
.form-wrap textarea{min-height:120px;resize:vertical;line-height:1.55}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.hp-field{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.form-note{font-size:13px;color:var(--muted);margin:-4px 0 18px}
.form-status{margin-top:16px;padding:14px 16px;border-radius:var(--r);font-size:14.5px;font-weight:500;display:flex;gap:10px;align-items:flex-start}
.form-status .ic{width:19px;height:19px;margin-top:1px}
.form-status.ok{background:var(--success-50);color:var(--success);border:1px solid #ABEFC6}
.form-status.err{background:var(--danger-50);color:var(--danger);border:1px solid #FECDCA}
.form-foot{display:flex;align-items:center;justify-content:center;gap:7px;font-size:13px;color:var(--muted);margin-top:16px;text-align:center}
.form-foot .ic{width:14px;height:14px}
.submit-btn{width:100%;padding:15px;background:var(--brand-600);color:#fff;font-size:15px;font-weight:600;border-radius:var(--r)}
.contact-info-card{background:var(--navy-950);color:#fff;border-radius:var(--r-xl);padding:32px;position:relative;overflow:hidden;isolation:isolate}
.contact-info-card::before{content:'';position:absolute;inset:0;z-index:-1;background:radial-gradient(ellipse 400px 260px at 100% 0%,rgba(30,116,214,.4),transparent 70%)}
.contact-info-card h3{color:#fff!important}
.cinfo-item{display:flex;gap:14px;margin-bottom:20px;padding-bottom:20px;border-bottom:1px solid rgba(255,255,255,.1)}
.cinfo-item:last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}
.cinfo-icon{width:42px;height:42px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:10px;display:grid;place-items:center;flex-shrink:0;color:#7DB7F5}
.cinfo-icon .ic{width:19px;height:19px}
.cinfo-label{font-size:13px;color:rgba(226,235,248,.6);font-weight:500;margin-bottom:3px}
.cinfo-val{font-size:15.5px;font-weight:600;color:#fff;line-height:1.5}
.cinfo-val a{color:#fff}
.cinfo-val a:hover{color:#7DB7F5}
.wnext{background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);padding:28px;margin-top:20px}
.wnext h4{font-size:17px;font-weight:700;color:var(--navy-900);margin-bottom:16px}

/* ─── FAQ ──────────────────────────────────────────────── */
.faq{max-width:860px;margin:40px auto 0;border-top:1px solid var(--line)}
.faq-item{border-bottom:1px solid var(--line);background:transparent}
.faq-q{padding:22px 4px;font-size:16.5px;font-weight:600;color:var(--navy-900);display:flex;justify-content:space-between;align-items:center;gap:20px;transition:color .15s;line-height:1.45}
.faq-q:hover{color:var(--brand-600)}
.faq-q .fq-arrow{flex-shrink:0;width:30px;height:30px;border-radius:50%;border:1px solid var(--line-strong);display:grid;place-items:center;font-size:18px;color:var(--brand-600);transition:transform .25s,background-color .2s,border-color .2s;line-height:1;font-weight:500}
.faq-item.open .fq-arrow{transform:rotate(45deg);background:var(--brand-600);border-color:var(--brand-600);color:#fff}
.faq-a{display:grid;grid-template-rows:0fr;transition:grid-template-rows .3s var(--ease)}
.faq-a > *{overflow:hidden}
.faq-item.open .faq-a{grid-template-rows:1fr}
.faq-a p{font-size:15.5px;color:var(--ink-2);line-height:1.75;padding:0 48px 0 4px}
.faq-a p:last-child{padding-bottom:22px}
.faq-a p + p{margin-top:10px}

/* ─── CALCULATOR ───────────────────────────────────────── */
.calc-wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:28px;align-items:start;margin-top:38px}
.calc-panel,.calc-result{background:#fff;border:1px solid var(--line);border-radius:var(--r-xl);padding:32px;box-shadow:var(--shadow)}
.calc-field{margin-bottom:22px}
.calc-field label{display:flex;justify-content:space-between;gap:10px;font-size:14px;font-weight:600;color:var(--navy-900);margin-bottom:8px}
.calc-field label span{color:var(--brand-600);font-variant-numeric:tabular-nums}
.calc-field input,.calc-field select{width:100%;min-height:46px;padding:11px 14px;border:1px solid var(--line-strong);border-radius:var(--r);font-size:15px;color:var(--ink);outline:none;background:#fff;transition:border-color .15s,box-shadow .15s}
.calc-field input:focus,.calc-field select:focus{border-color:var(--brand-600);box-shadow:var(--ring)}
.calc-field input[type=range]{padding:0;border:none;min-height:auto;accent-color:var(--brand-600);height:28px;box-shadow:none}
.calc-note{font-size:13px;color:var(--muted);line-height:1.55;margin-top:8px}
.calc-result{position:sticky;top:calc(var(--header-h) + 20px);background:var(--navy-950);color:#fff;border-color:var(--navy-900)}
.calc-result .label{color:#7DB7F5}
.calc-result .calc-small{color:rgba(226,235,248,.7)}
.calc-result .calc-note{color:rgba(226,235,248,.6)}
.calc-big{font-size:clamp(40px,5vw,54px);line-height:1;font-weight:800;letter-spacing:-.03em;color:#fff;margin:10px 0 20px;font-variant-numeric:tabular-nums}
#calcYearly{color:#6EE7B7!important;font-variant-numeric:tabular-nums;letter-spacing:-.02em}
.calc-small{font-size:14px;color:var(--muted);line-height:1.6}
.calc-metrics{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:24px}
.calc-metric{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:var(--r);padding:16px}
.calc-metric .cm-label{font-size:12.5px;color:rgba(226,235,248,.6);font-weight:600;margin-bottom:6px}
.calc-metric .cm-val{font-size:20px;font-weight:800;color:#fff;font-variant-numeric:tabular-nums}
.calc-result .btn-primary{background:#fff;color:var(--navy-900)}
.calc-result .btn-primary:hover{background:var(--brand-50)}

/* ─── BLOG ─────────────────────────────────────────────── */
.post-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:24px}
.post-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;transition:border-color .2s,box-shadow .2s,transform .2s var(--ease);box-shadow:var(--shadow-xs)}
.post-card:hover{border-color:var(--brand-200);box-shadow:var(--shadow-md);transform:translateY(-3px)}
.post-cover{position:relative;aspect-ratio:16/8;background:var(--navy-950);overflow:hidden;isolation:isolate;display:flex;align-items:flex-end;padding:20px}
.post-cover.has-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-1}
.post-cover:not(.has-img)::before{content:'';position:absolute;inset:0;z-index:-1;background:radial-gradient(ellipse 80% 90% at 100% 0%,rgba(30,116,214,.55),transparent 70%),linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:auto,28px 28px,28px 28px}
.post-cover .cover-mark{position:absolute;right:18px;top:16px;width:64px;opacity:.9}
.post-cover .cover-code{font-size:clamp(22px,2.4vw,28px);font-weight:800;letter-spacing:-.02em;color:#fff;line-height:1.15;max-width:85%}
.post-card-body{display:flex;flex-direction:column;flex:1;padding:24px}
.post-cat{display:inline-flex;align-self:flex-start;align-items:center;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--brand-700);background:var(--brand-50);border:1px solid var(--brand-100);padding:4px 10px;border-radius:999px;margin-bottom:14px}
.post-card h3{font-size:19px;line-height:1.35;font-weight:700;letter-spacing:-.015em;color:var(--navy-900);margin-bottom:10px}
.post-card:hover h3{color:var(--brand-700)}
.post-card p{font-size:15px;color:var(--muted);line-height:1.6;margin-bottom:20px;flex:1;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.post-card .meta{display:flex;align-items:center;gap:8px;font-size:13.5px;color:var(--muted);padding-top:16px;border-top:1px solid var(--line)}
.meta .sep{width:3px;height:3px;border-radius:50%;background:currentColor;opacity:.6}
.post-featured{display:grid;grid-template-columns:1.1fr 1fr;margin-bottom:28px}
.post-featured .post-cover{aspect-ratio:auto;min-height:320px;padding:32px}
.post-featured .post-cover .cover-code{font-size:clamp(28px,3vw,40px)}
.post-featured .post-card-body{padding:clamp(24px,3.5vw,44px);justify-content:center}
.post-featured h3{font-size:clamp(22px,2.4vw,30px);letter-spacing:-.02em}
.post-featured p{-webkit-line-clamp:4}
.featured-flag{font-size:12px;font-weight:700;color:var(--teal-700);letter-spacing:.08em;text-transform:uppercase;margin-bottom:10px}
.blog-toolbar{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-bottom:28px}
.chip-row{display:flex;gap:8px;flex-wrap:wrap}
.chip{font-size:14px;font-weight:600;color:var(--ink-2);padding:8px 16px;border-radius:999px;border:1px solid var(--line-strong);background:#fff;transition:all .15s}
.chip:hover{border-color:var(--brand-600);color:var(--brand-600)}
.chip[aria-pressed=true]{background:var(--navy-900);border-color:var(--navy-900);color:#fff}
.search-field{position:relative;display:flex;align-items:center;min-width:260px}
.search-field .ic{position:absolute;left:14px;width:17px;height:17px;color:var(--muted)}
.search-field input{width:100%;min-height:44px;padding:10px 14px 10px 40px;border:1px solid var(--line-strong);border-radius:999px;font-size:15px;outline:none;transition:border-color .15s,box-shadow .15s}
.search-field input:focus{border-color:var(--brand-600);box-shadow:var(--ring)}
.empty-state{text-align:center;color:var(--muted);padding:48px 0}
.newsletter-band{background:var(--brand-50);border-top:1px solid var(--brand-100);padding:48px var(--gutter)}
.newsletter-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.newsletter-inner h2{font-size:24px;font-weight:800;letter-spacing:-.02em}
.newsletter-inner p{color:var(--muted);margin-top:4px}
.newsletter-inner .btn-light{background:var(--brand-600);color:#fff}
.newsletter-inner .btn-light:hover{background:var(--brand-700)}

/* post page */
.post-hero{background:var(--navy-950);position:relative;overflow:hidden;isolation:isolate;padding:56px var(--gutter) 64px}
.post-hero::before{content:'';position:absolute;inset:0;z-index:-1;background:radial-gradient(ellipse 620px 380px at 90% 0%,rgba(30,116,214,.36),transparent 70%)}
.post-hero-inner{max-width:1180px;margin:0 auto}
.post-hero .post-cat{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.16);color:#9CC7F7}
.post-hero h1{font-size:clamp(30px,4.2vw,50px);line-height:1.12;letter-spacing:-.03em;font-weight:800;color:#fff;max-width:920px;margin-bottom:18px}
.post-excerpt{font-size:18px;color:rgba(226,235,248,.75);line-height:1.7;max-width:760px;margin-bottom:28px}
.post-meta{display:flex;align-items:center;flex-wrap:wrap;gap:10px 18px;font-size:14.5px;color:rgba(226,235,248,.72)}
.post-meta .author{display:flex;align-items:center;gap:10px;color:#fff;font-weight:600}
.post-meta .avatar{width:38px;height:38px;border-radius:50%;background:#fff;display:grid;place-items:center;padding:6px}
.post-meta .avatar img{width:100%;height:auto}
.post-meta .ic{width:16px;height:16px;opacity:.75}
.post-meta span{display:inline-flex;align-items:center;gap:6px}
.post-layout{max-width:1180px;margin:0 auto;padding:56px var(--gutter) 24px;display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:64px;align-items:start}
.post-aside{position:sticky;top:calc(var(--header-h) + 24px);display:flex;flex-direction:column;gap:20px}
.toc{border-left:2px solid var(--line);padding-left:18px}
.toc h2{font-size:12.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:12px}
.toc ol{list-style:none;display:flex;flex-direction:column;gap:2px}
.toc a{display:block;font-size:14px;line-height:1.45;color:var(--muted);padding:5px 0;transition:color .15s;position:relative}
.toc a:hover{color:var(--brand-600)}
.toc a.active{color:var(--navy-900);font-weight:600}
.toc a.active::before{content:'';position:absolute;left:-20px;top:4px;bottom:4px;width:2px;background:var(--brand-600)}
.aside-cta{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:24px}
.aside-cta img{width:44px;height:auto;margin-bottom:14px}
.aside-cta h3{font-size:17px;font-weight:700;margin-bottom:8px;line-height:1.35}
.aside-cta p{font-size:14px;color:var(--muted);line-height:1.6;margin-bottom:18px}
.post-footer{max-width:1180px;margin:0 auto;padding:16px var(--gutter) 64px}
.post-footer > *{max-width:calc(100% - 364px)}
.post-footer{display:flex;flex-direction:column;gap:24px}
.share{display:flex;align-items:center;gap:10px;flex-wrap:wrap;padding-top:28px;border-top:1px solid var(--line)}
.share-label{font-size:14px;font-weight:600;color:var(--navy-900);margin-right:6px}
.share a,.share button{width:40px;height:40px;border-radius:50%;border:1px solid var(--line-strong);display:grid;place-items:center;color:var(--ink-2);transition:all .15s}
.share a:hover,.share button:hover{border-color:var(--brand-600);color:var(--brand-600);background:var(--brand-50)}
.share .ic{width:17px;height:17px}
.share .copied{font-size:13px;color:var(--success);font-weight:600}

/* long-form typography */
.prose{font-size:17.5px;line-height:1.8;color:var(--ink-2);max-width:760px}
.prose > * + *{margin-top:1.15em}
.prose h2{font-size:clamp(24px,2.6vw,30px);letter-spacing:-.02em;line-height:1.25;font-weight:800;color:var(--navy-900);margin-top:2.1em;padding-top:.2em}
.prose h3{font-size:20px;font-weight:700;color:var(--navy-900);margin-top:1.8em;letter-spacing:-.01em}
.prose h2 + *,.prose h3 + *{margin-top:.7em}
.prose > p:first-child{font-size:19px;color:var(--ink)}
.prose a{color:var(--brand-600);font-weight:500;text-decoration:underline;text-decoration-color:var(--brand-200);text-underline-offset:3px;text-decoration-thickness:1.5px;transition:text-decoration-color .15s}
.prose a:hover{text-decoration-color:var(--brand-600)}
.prose strong{color:var(--navy-900)}
.prose ul,.prose ol{padding-left:1.4em}
.prose ul{list-style:none;padding-left:0}
.prose ul li{position:relative;padding-left:26px}
.prose ul li::before{content:'';position:absolute;left:6px;top:.72em;width:7px;height:7px;border-radius:50%;background:var(--brand-600)}
.prose ol{list-style:decimal}
.prose li + li{margin-top:.5em}
.prose blockquote{border-left:3px solid var(--brand-600);background:var(--brand-50);padding:18px 22px;border-radius:0 var(--r) var(--r) 0;color:var(--navy-900)}
.prose code{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:.88em;background:var(--surface);border:1px solid var(--line);padding:1px 6px;border-radius:6px}
.prose img{border-radius:var(--r-lg);border:1px solid var(--line)}
.prose hr{border:none;border-top:1px solid var(--line);margin:2.4em 0}
.prose .table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r-lg);margin-top:1.6em;margin-bottom:1.6em;box-shadow:var(--shadow-xs)}
.prose table{width:100%;border-collapse:collapse;font-size:15px;line-height:1.55;min-width:560px}
.prose th{background:var(--navy-950);color:#fff;font-weight:600;text-align:left;padding:14px 18px;font-size:14px;letter-spacing:.01em}
.prose td{padding:14px 18px;border-top:1px solid var(--line);vertical-align:top}
.prose tbody tr:nth-child(even){background:var(--surface)}
.prose td:first-child{font-weight:600;color:var(--navy-900)}
.prose .loading{color:var(--muted)}

/* 404 */
.nf-hero{padding:120px var(--gutter)}
.nf-code{font-size:14px;font-weight:700;letter-spacing:.2em;color:#7DB7F5;margin-bottom:16px}
.nf-hero .svc-h1{margin-left:auto;margin-right:auto}

/* ─── FOOTER ───────────────────────────────────────────── */
.site-footer{background:var(--navy-950);padding:72px var(--gutter) 32px;color:rgba(226,235,248,.65)}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:48px;margin-bottom:56px}
.foot-logo img{height:56px;width:auto}
.foot-brand p{font-size:15px;line-height:1.7;margin:20px 0 22px;max-width:340px}
.foot-contact{display:flex;flex-direction:column;gap:12px}
.foot-contact li{display:flex;align-items:flex-start;gap:10px;font-size:14.5px}
.foot-contact .ic{width:17px;height:17px;color:#7DB7F5;margin-top:3px}
.foot-contact a:hover{color:#fff}
.foot-col h2{font-size:13px;font-weight:700;color:#fff;margin-bottom:18px;letter-spacing:.1em;text-transform:uppercase}
.foot-col ul{display:flex;flex-direction:column;gap:11px}
.foot-col a{font-size:14.5px;transition:color .15s}
.foot-col a:hover{color:#fff}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:26px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px;font-size:13.5px}
.badges{display:flex;gap:8px;flex-wrap:wrap}
.fbadge{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);color:rgba(226,235,248,.75);font-size:12px;font-weight:700;padding:6px 11px;border-radius:7px;letter-spacing:.04em}
.fbadge .ic{width:14px;height:14px;color:#7DB7F5}

/* ─── INLINE-STYLE HARMONISATION ───────────────────────── */
[style*="border-radius:var(--r-lg);padding:40px"],[style*="border-radius:var(--r-lg);padding:36px"]{border:1px solid var(--line)}
[style*="linear-gradient(135deg,var(--green-light),var(--blue-pale))"]{background:var(--surface)!important;border:1px solid var(--line)}
[style*="background:var(--green-light);border-radius:var(--r-lg)"]{background:var(--teal-50)!important;border:1px solid #BFE6E0}
[style*="background:var(--green-light);border-radius:var(--r-lg)"] .tile-icon{background:#fff;color:var(--teal-700);margin-bottom:0}
[style*="padding:20px;border:1px solid var(--border)"] h4,[style*="padding:22px;border:1px solid var(--border)"] h4{display:flex;align-items:center;gap:8px}
[style*="padding:20px;border:1px solid var(--border)"] h4 .ic{color:var(--brand-600);width:18px;height:18px}
[style*="border-radius:16px;border:1px solid"]{display:inline-flex;align-items:center;gap:5px}
[style*="border-radius:16px;border:1px solid"] .ic{width:14px;height:14px}
[style*="border-radius:30px;text-transform:uppercase"]{border-radius:999px!important}

/* ─── RESPONSIVE ───────────────────────────────────────── */
@media (max-width:1180px){
  .header-phone{display:none}
}
@media (max-width:1024px){
  :root{--header-h:68px}
  .logo img{height:44px}
  /* backdrop-filter would make the header the containing block for the fixed menu panel */
  .site-header{backdrop-filter:none;-webkit-backdrop-filter:none;background:#fff}
  .primary-nav{position:fixed;top:var(--header-h);left:0;right:0;height:calc(100vh - var(--header-h));height:calc(100dvh - var(--header-h));background:#fff;padding:8px var(--gutter) calc(32px + env(safe-area-inset-bottom));overflow-y:auto;overscroll-behavior:contain;opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .2s var(--ease),transform .2s var(--ease),visibility .2s;justify-content:flex-start;flex-direction:column;border-top:1px solid var(--line);z-index:998}
  .primary-nav.open{opacity:1;visibility:visible;transform:none}
  .nav-links{flex-direction:column;align-items:stretch;width:100%;gap:0}
  .nav-links > li{border-bottom:1px solid var(--line)}
  .nav-links > li > a{font-size:17px;padding:16px 4px;justify-content:space-between}
  .nav-links .chev{display:none}
  .nav-links .dd{display:none}
  .nav-mobile-only{display:block}
  .nav-mobile-cta{display:flex;flex-direction:column;gap:12px;width:100%;margin-top:28px}
  .ham{display:grid}
  .header-actions{margin-left:auto}
  .hero-grid{grid-template-columns:1fr;gap:48px}
  .two-col{grid-template-columns:1fr;gap:40px}
  .three-col{grid-template-columns:1fr 1fr}
  .process-row{grid-template-columns:1fr 1fr;gap:36px 24px}
  .process-row::before{display:none}
  .tgrid{grid-template-columns:1fr 1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .calc-wrap{grid-template-columns:1fr}
  .calc-result{position:static}
  .post-layout{grid-template-columns:minmax(0,1fr);gap:40px}
  .post-aside{position:static}
  .toc{display:none}
  .post-footer > *{max-width:none}
  .post-featured{grid-template-columns:1fr}
  .post-featured .post-cover{min-height:220px}
}
@media (max-width:640px){
  .header-actions .btn{display:none}
  .hero{padding:64px var(--gutter) 72px}
  .hero-lead,.svc-hero-lead,.post-excerpt{font-size:16.5px}
  .hstat{padding:22px 18px}
  .three-col,.tgrid,.form-row{grid-template-columns:1fr}
  .form-row{gap:0}
  .foot-grid{grid-template-columns:1fr;gap:36px}
  .spec-grid{grid-template-columns:repeat(auto-fill,minmax(130px,1fr))}
  .process-row{grid-template-columns:1fr}
  .post-grid{grid-template-columns:1fr}
  .calc-metrics{grid-template-columns:1fr}
  .sstat + .sstat{padding-left:0;border-left:none}
  .sstat{padding-right:16px}
  .svc-stats{grid-template-columns:1fr 1fr}
  .search-field{min-width:0;width:100%}
  .prose{font-size:16.5px}
  .faq-a p{padding-right:4px}
  [style*="padding:40px"]{padding:24px!important}
  .hero-btns .btn{flex:1}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
}
@media print{
  .site-header,.site-footer,.cta-band,.post-aside,.share,.read-progress{display:none!important}
  .post-hero{background:none;padding:0}.post-hero h1,.post-excerpt,.post-meta{color:#000}
}
.spin{animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.pchip.pchip-more{color:var(--brand-600);border-style:dashed;border-color:var(--brand-200)}
.form-status[hidden],[hidden]{display:none!important}

/* ─── LEGAL PAGES ──────────────────────────────────────── */
.legal-updated{font-size:14px;color:rgba(226,235,248,.65);margin-top:-16px}
.prose.legal{font-size:16.5px;line-height:1.75}
.prose.legal > p:first-child{font-size:17.5px}
.prose.legal h2{font-size:clamp(21px,2.2vw,25px);scroll-margin-top:calc(var(--header-h) + 16px)}
.prose.legal h3{font-size:17.5px}
.foot-legal{display:flex;flex-wrap:wrap;align-items:center;gap:8px 20px}
.foot-legal a{text-decoration:underline;text-underline-offset:3px;text-decoration-color:rgba(226,235,248,.3)}
.foot-legal a:hover{color:#fff}
/* ─── SMS CONSENT ──────────────────────────────────────── */
.form-wrap label.consent{display:flex;gap:12px;align-items:flex-start;font-size:13.5px;font-weight:400;line-height:1.55;color:var(--muted);cursor:pointer;margin:0}
.form-wrap label.consent input{width:18px;height:18px;min-height:0;padding:0;margin:2px 0 0;flex-shrink:0;appearance:auto;-webkit-appearance:checkbox;accent-color:var(--brand-600);cursor:pointer}
.form-wrap label.consent a{color:var(--brand-600);text-decoration:underline;text-underline-offset:2px}